If you don't apply for early rehabilitation, you will only be deemed to be automatically rehabilitated after the expiry of 10 years from the date of your sequestration.
An unrehabilitated insolvent is disqualified from being:
You will be guilty of an offence if you obtain credit in excess of R20 during your insolvency without previously informing the credit provider that you are an insolvent.
You will also not be able to obtain a house bond to finance the purchase of property, even if you can afford to repay the bond.
The court may impose certain conditions when granting a rehabilitation, but section 129 of the Insolvency Act, 1936 states the rehabilitation of an insolvent shall have the effect—
We offer a free assessment, given the facts of your specific matter, to determine if you are entitled to apply for a rehabilitation order. If you do, we will proceed with a thorough, in-depth investigation and request consent from your trustee(s) to ensure there are no formal objections